Bad deals cost —
underwriting is free.
Welcome to Verdict. Underwrite any deal in 60 seconds. No sign-up. No paywall. The same engine our funding desk runs before it commits capital. Plain math. Real grade. Same standard for everyone.
Pick a side — the right underwriter loads below.
Fix & Flip
Qualitative Signals (adjusts score) ±0
Deal Notes (optional)
Compare Deals
// Verdict · free · no signup. Formulas use standard investor conventions (70% rule, dual-ratio DSCR, NOI/Cap, COC ROI, 1.25× agency floor, ±5% sensitivity, hard-fail gates). Final lender underwriting may vary by program.
How accurate is Verdict?
What powers Verdict.
Fourteen industry-standard signals — no black-box AI, no third-party API. Tap any bubble to inspect the math.
Why it works — and how the loop runs.
Four edges operators and lenders run on Verdict — then the five steps that close the loop from input to wire.
Speed
60 seconds versus 2 – 3 days waiting on a broker to run numbers. Kill bad deals before you waste the EMD.
Honesty
No sales pitch attached. The verdict is the verdict — even if it tells you to walk. A pre-screen, not a pre-approval. We promise honest math, not funding.
Both Sides
The only free tool that underwrites the deal AND the loan. Operators run 12 lanes. Private lenders, hard money shops, and equity partners run their loan against the same engine.
Path Forward
Clean math leads somewhere. A PASS routes to the right DealCap USA lane or into our growing Private Money Lender network — your deal doesn't end at a verdict, it starts there.
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01 // PICKPick a Lane
Two sides. Investors pick from 12 lanes — flips to creative finance. Private lenders run the loan itself.
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02 // RUNConduct Underwrite
Enter the numbers. Verdict returns PASS / CAUTION / FAIL with full KPI breakdown and stress test.
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03 // EXPORTDownload or Email
Download the deal sheet as a PDF or email it to yourself.
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04 // SUBMITFits a Lane? Submit.
If it passes and fits a lane, send it. We wire capital direct to title.
EMD DOUBLE CREATIVE ECHO HM / DSCR POF -
05 // REUSERevisit Any Time
Bookmark dealcapusa.com/verdict — your underwriting workbench, one click away.
Free, on purpose. First-look institutional math before you sign. Fits a lane? We'll fund it →
The deal pencils. Now get it funded.
Verdict gave you the verdict. If the deal fits one of our six capital lanes — EMD, Double Close, Seller Carry, Echo Down Payment, Hard Money / DSCR, or Proof of Funds — submit and we'll route capital direct to title.