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FED FUNDS 3.62% UNCHSOFR 3.53% −0.05PRIME 6.75% UNCH10Y UST 4.56% UNCH30Y MTG 6.49% +0.0615Y MTG 5.82% +0.03CASE-SHILLER HPI YoY 1.10% +0.20AS OF JUL 13, 2026 FED FUNDS 3.62% UNCHSOFR 3.53% −0.05PRIME 6.75% UNCH10Y UST 4.56% UNCH30Y MTG 6.49% +0.0615Y MTG 5.82% +0.03CASE-SHILLER HPI YoY 1.10% +0.20AS OF JUL 13, 2026

One platform. Capital. Connection. Momentum.

Three doors into the same network — transactional funding wired to title, free stress-tested underwriting before you sign, and a private lending bench matched to screened deals. Pick the door that fits what you're working on.

Portals 3 Operator · Lender · Partner
Underwriting FREE No paywall · no sign-up
Verdict in 60s Inputs to decision
Network 1 desk Capital · connection · momentum
Transactional funding

Fund the deal.
Own the outcome.

We don't fund every deal. We fund the right ones — fast. EMD, double closes, seller carrybacks, down-payment gap capital, hard money, DSCR, and proof of funds. Wired to title, same day to a few days.

7 lanes · One intake · Deal-based underwriting

Underwrite Any Deal in 60 Seconds.

VERDICT is our free stress-tested underwriting tool — now built for both sides of the table. Buyers underwrite the deal. Lenders underwrite the loan. Same engine, same math, same PASS / CAUTION / FAIL verdict. No sign-up. No paywall.

Buyer + Lender 12 asset classes PASS / CAUTION / FAIL Stress tested PDF download

VERDICT — Dual Underwriter

The same first-pass screening institutional buyers and private lenders run — packaged as a free browser tool. Built on Fannie Mae, Freddie Mac, CCIM, AAPL, Scotsman Guide, ATTOM, ALTA, and Fed CCAR conventions. No black-box AI. Every formula published.

  • Buy side · 12 lanes · Fix & Flip, DSCR, Wholesale, EMD, BRRRR, Land, Commercial & more
  • Lend side · 2 personas · Private Money Lender + JV Partner (industry standards inside)
  • Branded PDF report · Download the verdict for your buyer, lender, or capital partner
Open VERDICT — Dual Underwriter Free · No sign-up · 60-second verdict

Verdict · free · no signup. Buy-side formulas: 70% rule, PITIA DSCR, NOI/Cap, COC ROI, 1.25x agency floor. Lend-side formulas: LTV / LTARV, all-in yield, DSCR stress, state-adjusted net recovery. Final lender underwriting may vary by program.

Built for the deal that won’t wait.

Six things every operator should expect. Nothing more, nothing less.

Speed

Capital moves in days, not weeks.

Direct-to-title funding through real partners.

Verdict

Stress-tested underwriting. Free.

Run the math in 60 seconds.

Standard

15 gates. 5 stress tests.

No black-box scoring.

Partner

Real operators. Real support.

Not a portal.

Two-Sided Engine

Built for buyers and lenders.

One language. One verdict.

Trust

Built on results, not promises.

Operators we’ve already fought for.

BUILT TO DELIVER · WHAT WE PROMISE

Three promises. One discipline.

Every deal moves through the same machine — free to run, human on the other end, funded when it pencils.

Our Mission

DealCap USA helps real estate operators separate good deals from bad ones, underwrite with confidence, and connect qualified opportunities to real capital through a community built to close.

Real deals. Real funds. Real community.

Someone picks up the phone — and the capital actually wires. That's why DealCap USA exists.

Real Quick Funds · Funding Partner
The Three Promises
01 — 03
Promise 01
Free verdict underwriter.
VERDICT reads your file the way a real underwriter would — stress-tested numbers, no sign-up, no waitlist, no gate.
Free
for every operator
Promise 02
Real relationships. Real community.
A niche this technical runs on trust. We pick up the phone, we know the operators, and the community closes together.
1:1
operator to operator
Promise 03
Funds that wire on qualified deals.
Real Quick Funds is our funding desk — the actual lender. When your deal pencils, the money wires. Not a marketplace, not a referral.
1 desk
direct to close
Capital partners

Bring the capital.
We'll bring the deals.

DealCap USA runs a growing network of private lenders, JV partners, and capital allocators. You define the box, we route only the files that fit. Every deal has already been underwritten before it hits your desk.

Private lenders · JV partners · Capital allocators