Skip to content
DEALCAPUSA

TRANSACTIONAL FUNDING

Is your dealbuilt toWIN?

Explore real estate funding with clear fees and a team ready to help.

Explore funding options Learn how they work

Funding through independent partners. Timing and approval depend on review. Funding is not guaranteed.

Flying Mercury reimagined as a chrome sculpture with blue highlights.
FIND YOUR NEXT MOVE

START WITH THE BASICS

What is
transactional funding?

Capital for a specific step.
Not one structure for every deal.

Funding may cover a deposit, a closing, or an approved cash-to-close need. Each product has its own requirements, fees and repayment terms.

Double Close and ECHO use same-day structures. Other products have their own timelines.

HOW IT WORKS WITH DEALCAP USA

  1. 01Share your deal

    Send the key details.

  2. 02Partner review

    The partner checks the request.

  3. 03Confirm terms

    Review fees and repayment.

  4. 04Coordinate funding

    The partner works with your closing team.

Funding proceeds only if approved and all conditions are met.

START WITH THE NEED

One deal.
Different ways to fund it.

Choose the job your funding needs to do.
Then explore the structure behind it.

EMD

Earnest money funding for the refundable deposit your purchase contract requires.

BASE FEES · TWO OPTIONS
A5% upfront + 20% at close

$1,000 min upfront · $2,000 min at close.

B10% upfront + 0% at close

$2,000 min upfront · No funding fee at close.

Percentages apply to the EMD amount funded.

DOUBLE CLOSE

Capital for the first purchase in a same-day, back-to-back property sale.

BASE FUNDING FEE1.25%

Of the first purchase amount, up to $1M.
Above $1M: tiered pricing, typically 2% or more.

ECHO

Down-payment support for an end buyer, funded and repaid on the same closing statement.

BASE FUNDING FEE2.5% · $2,500 minimum

Of the down payment funded.

STACK

Funding for a cash-to-close gap alongside a senior loan and seller carry, subject to seller agreement and lender permission.

BASE FUNDING FEE2.5% · $2,500 minimum

Of the amount funded, not the property price.

Published fees, not a final quote or all-in closing cost. Confirm all charges, repayment and conditions with the funding partner. Funding is not guaranteed.

Hard Money & DSCR

Short-term financing for a flip or long-term financing for a rental.

BASE RATES & FEESQuoted per deal.

Rates and fees vary by lender and loan terms.

Proof of Funds

A letter to support your offer, not loan approval or a funding commitment.

BASE LETTER FEE$0 Free letter

For letter amounts up to $5M.

WHY DEALCAP USA

Built for this deal.
And the next.

The capital matters.
The people beside you do, too.

EXPERIENCE BEHIND THE CONNECTION

800+

Deals closed

$15M+

Funded

VIA OUR CAPITAL PARTNERS · LAST 12 MONTHS

Figures reflect closings through the vetted partners we route deals to, not funding provided solely by DealCap USA.

Meet DealCap USA
COMMUNICATION

Clear.

Know what’s needed. Know what comes next.

SPEED

On it.

Keep the process moving. Timing depends on review and closing conditions.

TRANSPARENCY

Upfront.

Understand fees and terms before you commit.

RELATIONSHIPS

Together.

Our goal: be your go-to resource. Not just a one-deal contact.

RELATIONSHIPS FIRST.
Business always.

This dealYour next dealThe long run

Our aim is to earn your trust over time. Funding, terms and timing remain subject to partner review. Funding is not guaranteed.

A CLOSER LOOK

Know the product.
Understand the moving parts.

What it does. How it works.
What to check before you move.

Educational overview, not a funding offer. DealCap USA routes requests to independent funding partners. Final terms and approval depend on their review.

Checklist · Calculator

See what your deal needs — and what it will cost.

Pick a product. Review what your funding partner will eventually need, and get a live cost estimate as you enter your numbers.

Not all boxes need to be checked to submit. Your funding partner will work with you along the way to complete anything missing. Start the intake with what you have — we'll take care of the rest.
30 days · extensions to 120

What you'll need to submit

Bring what you have — your funding partner will help fill any gaps.

  • Contract executability — PSA fully signed by all parties, terms clear, legally binding
  • Borrower match — borrower name (or entity) matches the buyer on the AB contract
  • Property address — clearly identified and consistent across all documents
  • EMD amount — matches exactly what the purchase agreement specifies
  • Close of Escrow (COE) — scheduled and not past deadline
  • Refundable period — still within inspection/due-diligence, refundable through COE (not just inspection)

What will this cost me?

Enter your EMD amount and pick a fee option.

Upfront$1,250
At close$5,000
Total cost$6,250

Timeline: 30 days · extensions available to 120 days

See what your deal needs — submit anytime
Same day · back-to-back option

What you'll need to submit

Bring what you have — your funding partner will help fill any gaps.

  • Signed AB contract — purchase from seller at agreed price, fully executed with real parties and closing date
  • Signed BC contract — sale to end buyer at higher price, fully executed with real parties and closing date
  • BC buyer verified — end buyer is real and has confirmed funds or financing
  • Title company / closing attorney — verified, contact details for both transactions
  • Closing dates scheduled — properly aligned (same-day or back-to-back)
  • Spread covers costs — enough margin to cover the funding fee and closing costs

What will this cost me?

Enter your AB purchase price and BC sale price to see the fee and your spread.

Funding fee (1.25%)$3,125
Your spread$31,875
TimelineSame day
See what your deal needs — submit anytime
Same day · funded and repaid on the same HUD

What you'll need to submit

Bring what you have — your funding partner will help fill any gaps.

  • Executable PSA — fully signed
  • AB and BC contracts — collected when needed to verify the spread
  • Spread covers funding + fee — wholesaler margin (BC − AB) is the exit
  • Title company / closing attorney — verified, contact details
  • Transaction coordinator (TC) — assigned

What will this cost me?

Enter the down-payment amount you owe at close. Echo funds it, you repay same day on the HUD.

Down-payment funded$100,000
Echo fee$2,500
Total funded + fee$102,500

Fee = 2.5% of the down-payment funded, minimum $2,500.

See what your deal needs — submit anytime
1–2 days

What you'll need to submit

Bring what you have — your funding partner will help fill any gaps.

  • Senior lender lined up — approved, with seasoning/sourcing requirements known
  • Title company / closing attorney — verified, contact details
  • Seller-carry addendum — signed, structured as 2nd-position note or preferred equity in the buying LLC
  • Seller carry ≥ cash-to-close — if it doesn't cover the gap, this product can't fund the deal as-is

What will this cost me?

Enter the purchase price, senior loan, and seller carry. The seller agrees to receive part of the price later. The provider must confirm the actual funding need, costs, and senior-lender permission for subordinate debt and third-party funds.

Cash-to-close gap$0
Stack fee$2,500
Total funded + fee$2,500

Base fee = 2.5% of the funded amount, minimum $2,500. This calculator uses the estimated gap as that amount. It is not a funding quote; confirm the actual amount, costs, and carry structure with the provider.

Carry-coverage check:Seller carry covers the cash-to-close gap.
See what your deal needs — submit anytime

BEFORE YOU TAKE THE NEXT STEP

Three questions.
Clear answers.

A little clarity before you start.

Are all these products repaid the same day?

No. Double Close and ECHO use same-day structures. EMD, STACK, Hard Money and DSCR have their own timelines, repayment terms and fees. Confirm the terms for your product before you commit.

Does submitting a request mean I’m approved?

No. DealCap USA sends requests to independent funding partners. They review the deal and decide whether to offer terms. A calculator result, VERDICT result or proof-of-funds letter is not loan approval. Funding is not guaranteed.

Can I use STACK if the seller hasn’t agreed?

You can explore the idea, but it is not a supported fit yet. The seller must agree to receive part of the price later, and the senior lender must permit the subordinate position and third-party funds. Buyer cash may still be needed.