Your Questions Need Answers.

DealCap USA is a real-estate capital platform with three doors into the same network: transactional funding wired direct to title, a free pro-grade underwriter called VERDICT, and a private lending partner network. One brand, one underwriting standard — clean math, real capital, no fluff.

Real-estate operators and capital partners need different things at different moments. Funding moves money to title. VERDICT stress-tests the math before anyone signs. Partner connects screened deals to private lenders who actually fund them. Same standard end-to-end — you just pick the door that matches what you're working on right now.

Need capital wired to title? Start at Funding — EMD, Double Close, Seller Carry, Echo down-payment, Hard Money & DSCR, Proof of Funds.

Want to know if the deal makes sense before you sign? Run a free VERDICT — 60-second pro-grade underwriting with full stress tests.

You're a private lender looking for screened deals to JV on? Apply to be a Lending Partner — tell us your lanes and we call you when a screened deal fits.

PoF (Proof of Funds) is free — a letter stating we have the capital to support your deal. Up to 5 per day, valid 30 days, tied to a real or pending deal. VoF (Verification of Funds) is a separate product where we move actual capital into an account or use our own statements to show real funds — priced at ~1% due to the use of money and cost of capital. VoF runs only when it's part of a submitted deal. Submit through Funding.

DealCap USA is the deal-intake and underwriting front-end. Every file we touch is reviewed and wired by our capital partner, Real Quick Funds. The Partner network is a small bench of private lending partners we've vetted and JV with on select deals. You talk to us — the money is real, and it's institutional.

No. We don't arrange credit and we don't take a fee in the middle. On select deals we JV together as co-principals with our lending partner and the operator — every deal stands on its own JV agreement with clean docs and clear terms.

Pick the door that fits what you're doing right now. Each portal has its own intake form, its own deep FAQ, and its own contact path. No platform fee, no profile to maintain, no dashboard to check.

→ Funding  ·  → VERDICT  ·  → Partner

Double Close is well over $100M. EMD up to $500K. Stack and Echo up to $10M each. Hard Money is program-based. Proof of Funds letters are free; full verification (bank statements or Plaid) carries a small fee when it's part of a submitted deal.

A Double Close is a two-step transaction with two real closings on the same day. We fund the A→B leg so the wholesaler can buy from the original seller. The end buyer funds the B→C leg at a higher price. Title pays us back — capital plus our 1.25% fee — directly from the B→C HUD, and the wholesaler keeps the spread. Funds in and out the same day. Used when assignments are restricted, when the end buyer is a fund or institution, or when the wholesaler wants the cleanest, most private transaction.

Stack (a.k.a. DSCR + Carry / Morby Method) combines multiple sources of capital — a senior loan, a seller-carry note, and a small short-term bridge from DealCap USA — so the buyer can close with little or no cash out of pocket. Our role is simple: we fund the last piece of the puzzle after all other capital and documents are verified. The key is precise sequencing with title and escrow — funds flow in order, and our principal plus 2.5% fee is repaid immediately at closing.

An Echo deal is a same-day, single-closing wholesale structure. The wholesaler sets the B→C resale price high enough to create a large assignment fee. The end buyer's hard-money lender funds most of the purchase. We wire the down-payment shortfall into escrow on the B→C side. At that same closing, our principal plus 2.5% fee is paid back directly from the wholesaler's assignment proceeds on the same HUD. The wholesaler keeps the remaining assignment fee. No second mortgage. No long-term note. No additional closings. Funds echo in and back out of one transaction.

EMD (Earnest Money Deposit) is the good-faith money a buyer puts into escrow to lock up a contract. We wire that deposit into title for you so you can secure the deal without tying up your own cash. We only fund when title confirms in writing that the deposit is refundable during inspection and due diligence. If the deal closes, our capital plus fee is paid back from the closing. If the deal cancels during the refundable window, title returns our capital. Up to $500K per file.

Same day is possible for some deals. Standard turnaround is approximately 48 hours after documents and title confirmation.

Varies by lane. EMD: 5% up + 20% at close, or 10% up / 0% at close. Double Close: 1.25% up to $1M. Stack and Echo: 2.5% flat.

Only after title confirms the file. Double Close, Stack, and Echo collect everything through the closing statement — zero upfront.

Yes — free POF letters are available. For full verification (bank statements or Plaid) we have a small fee and will do it only when it's part of a submitted deal.

Yes. VERDICT is free to use — every lane, every stress test, every branded PDF. No account, no card, no email gate. We built it because bad deals cost real money and good underwriting shouldn't be a paywall.

The reason we can do that: VERDICT is also how we screen the deals that come through Funding and Partner. The cleaner the math going in, the better the outcomes for everyone.

See the full methodology and sources on the VERDICT page ›

Three reasons. Speed — 60 seconds vs. 2-3 days waiting on a broker to run numbers. Honesty — no sales pitch attached; the verdict is the verdict, even if it tells you to walk. Edge — you see the same numbers your lender will see before you submit, so no surprises after the EMD is already signed.

Plus: stress-test deals before committing capital, generate a branded PDF for your money partner, and get pass / fail coaching that tells you what to fix before submitting.

VERDICT uses the same underwriting math your lender will run — LTARV, LTV, LTC, CLTV, DSCR, all-in cost, and built-in stress tests on rate, ARV slip, days-on-market, and rehab overrun. Twelve lanes covering fix & flip, BRRRR, DSCR rental, hard money, double close, EMD, seller carry, and more. Every formula and source is published on the VERDICT page ›

It's a decision tool, not an appraisal. We give you the numbers a real underwriter would see — so when you submit, there are no surprises.

No. No login, no email gate, no card. Open VERDICT, pick a lane, enter the numbers, get the verdict. About 60 seconds. You can run as many deals as you want and download a branded PDF for each one — useful for sharing with a money partner, JV, or your own files.

No. VERDICT is free and standalone. Use it on every deal you look at — whether you fund through us, through your own lender, or pass entirely. We built it because bad deals cost real money and good underwriting shouldn't be locked behind a sales call.

If the deal does pass and you want capital, the same numbers flow straight into Funding — no re-entry, no second underwrite.

No. We don't arrange credit and we don't take a fee in the middle. On select deals we JV together as co-principals — you, us, and the operator. Every deal stands on its own JV agreement with clean docs and clear terms. If we're not on a deal as a JV, we don't earn anything from it.

No. There's no dashboard, no account, no portal. You fill out one form. We hold your funding box on our side. When a deal matches it, we email or text you direct.

Only when a screened deal fits your box. No drip emails, no newsletters, no “just checking in” pings. Some partners hear from us twice a week. Some go a month without a match. That's by design.

No. That's the whole point. If a deal failed the 15-gate screen, you'll never see it. We don't pass risk down the chain.

Nationwide intake, but we only match deals within the states you said you'd fund. Set your geography in the form and we never go outside it.

On a per-deal JV, we participate as a co-principal alongside you and the operator — sourcing, underwriting, and ongoing oversight. The split is negotiated on each deal's JV agreement before signing. No marketplace fee, no spread on your capital, no monthly subscription. If the deal doesn't earn, we don't either.